---
title: Tim Macarak, CFP® | Director of Wealth Advisory
description: Tim Maracak is a Certified Financial Planner™ (CFP®) and the Director of Wealth Advisory for Members' Wealth, a financial advisory firm in Media, PA.
---
[](https://www.memberswealthllc.com/)
# Members' Wealth
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# Tim Macarak, CFP®, Owner
President, Head of Wealth Management
Tim Macarak is a Certified Financial Planner (CFP)™ professional, President and Head of Wealth Management at Members’ Wealth. With more than 20 years of financial services experience, Tim helps individuals, families and business owners make confident financial decisions through coordinated planning, tax-aware strategies and long-term wealth management.
Certified Financial Planner (CFP)™
Fee-Only Fiduciary Advisor
Serving Greater Philadelphia & Clients Nationwide
[Schedule a Meeting with Tim](https://go.oncehub.com/timmacarak1?name=ADD_DYNAMIC_FIELD&email=ADD_DYNAMIC_FIELD&skip=1) [Email Tim](mailto:Tim@memberswealthllc.com)
Marketing & Communications
#### Content Strategy
#### Digital Marketing
## Who Tim Works With
## Areas of Focus
Tim commonly helps:
- Families building long-term wealth
- Individuals approaching retirement
- Business owners
- Professionals and executives
- Clients navigating major financial transitions
- Comprehensive Financial Planning
- Retirement Planning
- Investment Management
- Tax-Aware Wealth Planning
- Estate Planning Coordination
- Business Owner Planning
## Meet Tim
Tim has an extensive background in the wealth management industry and has served in roles at BNY Mellon, Piper Jaffray and TD Ameritrade, among others.
During his more than 20 years in financial services, Tim has spent more than a decade as a financial advisor. Between his experience as a wealth advisor and his time as Regional Director at Lockwood Advisors—a Bank of New York company—Tim brought extensive industry and client experience to his role as Head of Wealth Management at Members’ Wealth.
Today, Tim works closely with clients to develop coordinated financial strategies that consider investments, taxes, retirement planning, estate planning and long-term goals.
Tim attended Temple University for his undergraduate studies, earning bachelor’s degrees in economics and political science. A longtime resident of the greater Philadelphia area, Tim lives in the tri-state area with his wife, Janice, and their two children.
Outside of work, Tim enjoys coaching his children in sports and other activities, hiking, skiing, reading and staying well-versed in global political and financial issues.
#### Related Resources
- [How We Help](https://www.memberswealthllc.com/how-we-help)
- [Who We Serve](https://www.memberswealthllc.com/who-we-serve)
- [Wealth Done R.I.T.E](https://www.memberswealthllc.com/how-we-help)
- [Meet Our Team](https://www.memberswealthllc.com/our-story#founders)
- [News & Insights](https://www.memberswealthllc.com/insights)
- [FAQs](https://www.memberswealthllc.com/faqs)
## Tim’s Planning Philosophy
### **A Coordinated Approach**
Tim believes financial decisions should rarely be made in isolation. Every recommendation should consider how risk management, investments, taxes, estate planning and retirement planning work together to support long-term financial goals.
That approach is reflected in Members’ Wealth’s Wealth Done R.I.T.E.™ framework: Risk, Investment, Tax and Estate, and the firm's Four-Person Service Team, bringing together CFP®, CFA®, JD and Client Concierge perspectives.
[Learn About Wealth Done R.I.T.E.™](https://www.memberswealthllc.com/how-we-help)
**Tim's Recent Insights**
[12–0: The Fed Sends a Message](https://www.memberswealthllc.com/insights/fed-rate-hike-inflation-interest-rates)
#### 12–0: The Fed Sends a Message
Sep 18, 2026 7 min read
[Too Expensive to Buy, Too Strong to Ignore?](https://www.memberswealthllc.com/insights/bull-bear-case-markets)
#### Too Expensive to Buy, Too Strong to Ignore?
Sep 02, 2026 5 min read
[Retirement Tax Planning for High-Income Households](https://www.memberswealthllc.com/insights/retirement-tax-planning-high-income-households)
#### Retirement Tax Planning for High-Income Households
Aug 20, 2026 5 min read
### **Ready to Start a Conversation?**
We're here to help you navigate your financial future with confidence.
[Schedule an Introductory Meeting](https://go.oncehub.com/timmacarak1?name=ADD_DYNAMIC_FIELD&email=ADD_DYNAMIC_FIELD&skip=1)
or
[Contact Tim](mailto:tim@memberswealthllc.com)
#### Subscribe to The R.I.T.E Path
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Members’ Wealth LLC provides investment advisory, wealth management, and other services to individuals, families, and institutional clients. Members' Wealth does not provide legal, accounting or tax advice. Please consult your tax or legal advisors before taking any action that may have tax consequences.