Frequently Asked Questions
Is Members' Wealth Right for Me?
We work with individuals, families, and business owners who have built meaningful wealth and want greater clarity around their finances. Many of our clients are navigating retirement, the sale of a business, changes in family dynamics, or increasing financial complexity and want financial guidance that considers the whole picture.
Many of our clients have approximately $1 million or more in investable assets. This allows us to provide the level of planning, coordination, and attention our process is designed for.
If you’re unsure whether your situation is a good fit, you can schedule an introductory conversation.
Yes. We regularly work with business owners who are balancing personal and business finances, planning for succession or exit, and thinking about how today’s decisions affect their family and legacy. Our role is to help bring structure and clarity to their financial planning.
Yes. Many of our clients are preparing for retirement or already retired and want guidance around income planning, tax strategy, and long-term financial sustainability. We help clients think through how their resources support their lifestyle goals and evolving needs over time.
Many people reach out to us not because something is “wrong,” but because something feels incomplete.
If your financial life has grown more complex, or you’re entering a new phase, it can be helpful to step back and evaluate if everything is aligned. Even when things appear fine on the surface, a fresh perspective can help uncover opportunities for better coordination.
For some, that starts with a simple introductory conversation.
How Working With Members’ Wealth Actually Works
The first meeting is simply a conversation. We take time to understand your situation, what matters most to you, and what prompted you to reach out.
We’ll also talk openly about our approach and whether working together feels like a good fit for both sides. You can schedule that first conversation here.
Our process emphasizes planning before specific products or solutions. We start by understanding your goals, values, and concerns. From there, we help align investments, tax strategy, and long-term planning decisions into a coordinated plan that evolves as your life changes.
Our role is to provide ongoing financial guidance and help you navigate decisions thoughtfully over time.
Most clients meet with us quarterly, with additional conversations and check-ins as needed. We believe in staying proactive, especially during periods of change.
Yes. With your permission, we collaborate with your other trusted professionals so decisions are made with the full picture in mind. We view this coordination as an essential part of comprehensive planning.
We believe good planning considers both today and tomorrow. We help families think through transitions, responsibilities, and communication so wealth can be a source of stability and opportunity across generations.
This often includes planning conversations around legacy goals, education, and preparing heirs for long-term stewardship.
Compensation, Structure, & Oversight
Members’ Wealth is a fee-only advisory firm. That means our compensation is transparent and not tied to selling products or earning commissions. Our advice is aligned solely with your best interest.
Yes. As fiduciaries, we are legally and ethically obligated to act in our clients’ best interest when providing investment advice.
Getting Started With Members' Wealth
Our work typically includes retirement planning, investment coordination, tax-aware strategies, estate planning collaboration, and guidance for business owners. Every relationship starts with understanding your goals and building a plan around them. Please note, while we do not provide legal or tax advice, we are able to work closely with your CPA and estate planning attorney to support coordinated decision-making.
Yes. We work with clients across the country and offer virtual meetings to make communication convenient and accessible, while maintaining the same level of care and ongoing support.
You don’t need everything perfectly organized before the first conversation.
Having a general understanding of your financial situation and what prompted you to explore a conversation is usually enough to get started.
After the initial conversation, we’ll outline next steps based on your needs. Timing varies by situation, but our focus is on building a thoughtful foundation rather than rushing decisions.
You can schedule an introductory conversation through our website or by contacting our office directly. We’ll help find a time that works for you.