As we reach the midpoint of the year, it’s a natural time for reflection. The capital markets have been volatile—reacting to global political shifts, economic uncertainty, and rapidly changing investor sentiment. And yet, despite the turbulence, markets have managed to touch new highs after briefly flirting with bear market territory.

At Members Wealth, we take these moments to pause—not only to assess market conditions but also to reflect on who we are, who we serve, and how we deliver value.

Service Is Our Strategy

For us, service isn’t just a function—it’s our strategy. Like many fiduciary financial advisors, we believe that consistently delivering high-quality financial advice and planning is the best way to earn trust. But our focus isn’t only on existing clients. We’re also intentional about how we educate and serve those who are not yet clients.

Our Marketing Is Education

We see marketing not as a pitch, but as a form of education. Our goal is not to convince someone to hire us—it’s to help people make more informed decisions about their financial lives. We share content and host conversations intended to be useful, transparent, and actionable.

If we’re fortunate enough to have a one-on-one consultation with someone, it’s not a sales meeting. It’s a chance to listen, understand, and provide thoughtful guidance. Whether that individual becomes a client or not, we value the opportunity to help.

Open to Conversations

We enjoy meeting with family members and friends of clients, and we welcome conversations with those simply looking for direction. Even if we’re not the right fit, we’re happy to recommend another advisor or resource. We also speak to small groups on topics ranging from financial planning fundamentals to portfolio design, always with the goal of simplifying complex financial matters.

Our Mission: Advice Without Conflicts

Our mission is rooted in the belief that financial advice should be free of conflicts of interest and accessible to those who need it most. Our fees are straightforward and fund our ability to provide planning, education, and investment services without hidden incentives.

From the content we share to the conversations we host and the portfolios we build—our purpose remains constant: to turn our knowledge and experience into meaningful guidance.

As we enter the second half of the year, we’ll return to sharing practical, timely content to support your financial well-being. Whether you’re an existing client or someone exploring your options, thank you for allowing us to be part of your journey.

Looking for Guidance?

If you or someone you know has questions about planning, investing, or just wants a second opinion, we’re here to help. Contact us to start a conversation.

Investment strategies, including rebalancing, do not guarantee improved performance and involve risk, including potential loss of principal. Past performance does not guarantee future results.

The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. 
All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information and it should not be relied on as such.

About the Author – Tim Thomas, COO

Tim Thomas is the co-founder of Members’ Wealth and serves as the firm’s Chief Operating Officer. Prior to this position, he worked in a variety of roles including consultant to the Bank of New York’s investment platforms, branch manager and Director of Service and Operations at Lockwood Financial, and as a specialist clerk on the New York Stock Exchange. In recent years, Tim started and operated an RIA, consulted other RIAs, and worked as a financial coach and consultant on financial strategy for small companies and nonprofits. 

You can learn more about how we serve our clients by tapping the button below.

Investment strategies, including rebalancing, do not guarantee improved performance and involve risk, including potential loss of principal. Past performance does not guarantee future results.

The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. 

All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information and it should not be relied on as such.

Investment advisory services are offered through Members’ Wealth, LLC., a Registered Investment Advisory Firm.

Registration with the SEC does not imply a certain level of skill or training. We are an independent advisory firm helping individuals achieve their financial needs and goals

Members’ Wealth does not provide legal, accounting or tax advice. Please consult your tax or legal advisors before taking any action that may have tax consequences.

This commentary reflects the personal opinions, viewpoints and analyses of the Members’ Wealth, LLC employees providing such comments, and should not be regarded as a description of advisory services provided by Members’ Wealth, LLC or performance returns of any Members’ Wealth, LLC client. The views reflected in the commentary are subject to change at any time without notice. Nothing in this commentary constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Members’ Wealth, LLC manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results

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